创业与商业fourmilab.ch
赚钱的金科玉律（1880）
Golden Rules for Making Money (1880)
2008 — 2019，它一次次回到首页
黑点是上首页（≥ 50 分）的那次投稿，空心点是没冲上去的投稿，点越大分数越高。
导读
这是 P.T. Barnum 于 1880 年撰写的赚钱建议文本，常以《The Art of Money Getting》流传，列出一系列关于节俭、消费、广告和独立经营的格言与事例。文章语气直白，夹杂富兰克林式格言和具体金额事例，对虚荣消费和广告触达有生动讨论。
为什么经久不衰：Barnum 的推销员视角和直白格言跨越时代，今天读来仍能对照现代消费、广告与个人理财。
HN 评论精选
评论者补充了一个利用信用卡奖励和延迟付款赚取额外收益的现代省钱技巧。
一个现代赚点外快的小技巧：买东西或付款尽量用信用卡，绝不用借记卡或现金。信用卡通常给少量奖励积分，之后常可兑换成现金折扣；而且支出走信用卡，储蓄账户里的现金直到还账单那天才动，能多赚几天利息（在高利率国家长期可能可观）。有些国家还能把保险费等大额付款走信用卡，有时保险公司甚至有号称“保险”的投资产品也能用信用卡买。
billfruit查看英文原文
One modern trick to earn a tiny bit of extra money: Use credit cards for buying/paying anything at all, never use debit cards or cash: Credit cards usually pay a small reward point for spends which can often be redeemed as a cash discount later, and also since the expenses go to the credit card, the cash in the savings account stay untouched till the day you make the credit card bill payment, which will keep earning interest for the additional days it remains in your account(Which may be a significant amount over long term, in a high interest rate country). In some countries you can route large payments like insurance premium payments through the credit card. Sometimes insurance companies even have investment products which they claim are "insurance policies", that can be bought with credit cards too.
评论摘录原文对虚荣消费的讽刺，并指出1880年的1000美元约合2019年2.5万美元。
文章里有一段挺有意思的智慧：生活中真正的舒适只花费我们多数人收入的一小部分。富兰克林博士说：“毁掉我们的是别人的眼睛，而不是我们自己的眼睛。如果全世界都瞎了只剩我，我才不在乎好衣服或好家具。”读了几章，看到那些美元金额很有趣，对1880年来说似乎很高。“她有一条漂亮的一千美元骆驼毛披肩，却要让史密斯给她买一条仿的，然后坐在教堂里紧挨邻居的座位上，证明自己不比她差。”通胀计算器显示，那条骆驼毛披肩约合2019年的近25000美元。
kileywm查看英文原文
Interesting snippet of wisdom from the article: > The real comforts of life cost but a small portion of what most of us can earn. Dr. Franklin says “it is the eyes of others and not our own eyes which ruin us. If all the world were blind except myself I should not care for fine clothes or furniture.” In reading a few of the chapters, it was really interesting to see the dollar amounts written. They seemed rather high for 1880. > She has a nice one thousand dollar camel's hair shawl, and she will make Smith get her an imitation one, and she will sit in a pew right next to her neighbor in church, in order to prove that she is her equal. Inflation calculators put that camel shawl at nearly $25,000 (2019 dollars).
评论补充了 Barnum 作为推销和自我推销天才、以及“humbug”争议的背景。
Our Fake History 播客有一个很棒的 P.T. Barnum 系列。他是推销天才（也是自我推销天才）。今天人们主要记得他的马戏团，但那只是他长期推出的众多节目之一。用 Barnum 的话说，“humbug”是对观众开的恶作剧；不那么宽容的解释是，他的一些 humbug 完全就是欺诈。故事很有趣。三集系列第一集链接：https://ourfakehistory.com/index.php/season-2/episode-32-who-was-the-prince-of-humbugs-part-i/
loudmax查看英文原文
Our Fake History podcast has an excellent series on PT Barnum. He was something of a genius promoter (and self-promoter). Today he's best remember for his circus act, but that was just one of a long line of productions he put on. In Barnum's parlance, a "humbug" was a practical joke played on his audience. A less charitable interpretation is that of some of Barnum's humbugs are downright fraudulent. It's a fun story. Episode 1 of 3 is here: https://ourfakehistory.com/index.php/season-2/episode-32-who-was-the-prince-of-humbugs-part-i/
提供免费精排电子书资源。
免费广告：Standard Ebooks 提供排版精美的免费 epub《The Art of Money Getting》，适合你选择的电子阅读器：https://standardebooks.org/ebooks/p-t-barnum/the-art-of-money-getting
acabal查看英文原文
Shameless plug, free nicely formatted epub of The Art of Money Getting for your ereader of choice at Standard Ebooks: https://standardebooks.org/ebooks/p-t-barnum/the-art-of-money-getting
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